We would like to remind members of the importance of completing your Expression of Wish. In the event of your death, the Trustees have discretion about how to distribute any lump sum death benefits to your beneficiaries. An up-to-date Expression of Wish form will help the Trustees in deciding how to make those payments. As the payments are made at the Trustees discretion any payments made are not subject to inheritance tax.

We have now added an interactive form on to our online pension portal where you can add, or update your Expression of Wish. Simply click on the ‘Beneficiary Nomination Form’ on the ‘my details’ tile, fill in the relevant sections and click submit.

Update your wishes now portal.hartlinkonline.co.uk/rspensions

If you would prefer to send us a hard copy of the Expression of Wish form in the post you can download the latest copy of the form here and send the completed form to our Scheme administrator, Capita.